February 15 is the last day to enroll in health insurance for 2015. The Northwest Colorado Visiting Nurse Association says they’ve been told that some people are having difficulty enrolling online. The VNA wants local residents to know that if you are having problems with your application or need help enrolling, you can call one of their Health Coverage Guides. Health Coverage Guides at the VNA will help you determine if you or your family qualify for Medicaid, Child Health Plan Plus or reduced-cost plans through Connect for Colorado. Not having health insurance in 2015 could result in penalties. You can make an appointment with a Health Coverage Guide online or by phone at 871-7324.